Leading Bills Payment Platform in Nigeria for Users and Resellers
Pay bills instantly.Airtime, data, electricity & more
Top up airtime, buy data, pay utilities and cable, fund your wallet, and get instant delivery on every transaction from one secure dashboard.
Powered by licensed networks & billers
Everything You Need, All in One Place
From airtime and data to bills payment, eSIM, exam PINs and more, get the services you need quickly and securely
Airtime
VTU across MTN, Glo, Airtel & 9mobile
Electricity
Prepaid & postpaid for major discos
Cable TV
DStv, GOtv, Startimes renewals
Wallet & VA
Fund once — pay everything
Virtual accounts
Dedicated numbers at Tier 1+
Exam pins
WAEC, NECO & more
Recharge printing
Epins at scale for agents
Airtime to cash
Convert airtime to wallet
Bulk SMS
Reach customers instantly
Data bundles
SME, gifting & corporate plans
Flight booking
Domestic & international — launching soon
Virtual card
Shop online from your wallet — soon
Pay Bill in 5 Simple Steps
Create account
Sign up with your phone and email in under a minute.
Fund wallet
Top up via your dedicated virtual account or card — instantly.
Pick a service
Choose data, airtime, electricity, cable or any bill.
Pay securely
Confirm with your transaction PIN and get instant delivery.
Track & earn
View history, earn reward points and get paid for referrals.
Why choose iFlow
Choose iFlow for fast, secure and reliable airtime, data and bill payments—all in one convenient platform.
Instant delivery
Transactions complete in seconds
Cheap rates
Agent-friendly pricing tiers
24/7 uptime
Always-on infrastructure
Secure payments
PIN, JWT & encrypted sessions
Auto processing
No manual reconciliation
Developer API
REST API for integrations
Scale your VTU business like a pro
Upgrade tiers, print recharge cards in bulk, track commissions and refer agents — built for Nigerian resellers.
Commission
Up to 7%
on airtime
E-PIN print
Bulk
MTN · Glo · Airtel
Referrals
₦500+
per upgrade
Trusted by agents & resellers nationwide
“My customers get data in under 30 seconds. The dashboard feels like a real bank app.”
“Electricity tokens and cable subs on one wallet — I switched from three apps.”
“Clean API, transparent statuses. Our fintech app plugs in without drama.”
Questions, answered
Everything you need to know before you get started.
Click Create account, enter your phone number and email, then set a password. You'll verify your email before your wallet is activated — it takes less than a minute.
Transfers to your dedicated virtual account are credited instantly in most cases. If your balance isn't updated within a few minutes, contact support with your transfer reference.
Airtime, data, electricity tokens and cable renewals are delivered in seconds. Every purchase shows a live status and a full receipt in your transaction history.
Yes. Every transaction is protected by a private 5-digit PIN, sessions are locked to a single browser tab, and funds sit in a secured wallet with a complete audit trail.
Check the status under Transactions first. If it shows successful but value hasn't arrived, wait a few minutes for the network, then reach support with your transaction ID for a fast resolution or refund.
Absolutely. Share your referral code, and you earn reward points and commission when friends sign up and transact.
Your whole wallet, in your pocket
Fund your wallet, buy data and pay every bill on the go — same account, same speed, wherever you are.
Instant delivery
Data, airtime and tokens land in seconds.
Fund in one tap
Top up via your dedicated virtual account or card.
Earn as you pay
Collect reward points and referral bonuses.
Ready to move faster with iFlow?
Airtime, data, electricity, cable and more — one wallet, instant delivery, built for Nigerian users and resellers. Download the app to get started.